Your Family'sShield ofTrust.
Compare India's top 50+ insurance providers instantly. Personalised, transparent advice — the right coverage at the lowest premium, backed by a dedicated advisor.
25K+Trusted by 25,000+ families
98.8%
Claims Settled
50+
Partner Insurers
Coverage
₹1 Cr+ Family Cover
from ₹18/day
Best Premium
Save up to 40%
vs. market rate
Trusted partners across India
Our services
Everything you need to protect what matters.
Four quietly powerful ways we help Indian families secure their future — each handled end-to-end by advisors who'll pick up the phone in a year, in five, in twenty.
01 · Life
01 · Life
Term & savings plans that outlive you.
A term cover up to ₹5 Cr, compared side-by-side across 12 top Indian insurers — with tax benefits, riders and lifetime claim support.
- Term up to ₹5 Cr
- 80C & 10(10D) benefits
- Critical illness riders
02 · Health
02 · Health
Cashless treatment. No small print.
Family floater plans across 10,000+ network hospitals with high sum insured, room-rent freedom and a dedicated claim manager, 24×7.
- Family floater ₹1 Cr
- 10,000+ hospitals
- 24×7 claim manager
03 · Motor
03 · Motor
For the car that gets you home.
Comprehensive car & bike cover with zero-depreciation, engine protect and return-to-invoice — plus cashless garages across India.
- Zero-dep add-ons
- 5000+ cashless garages
- Instant issuance
04 · Home
04 · Home
Home loans, without the paperwork tax.
Compare offers from 15+ lenders with rates from 8.35%, plus a loan-secure term cover so a mortgage never becomes a burden.
- Rates from 8.35%
- 15+ lenders compared
- Loan-secure cover
About PolicyFacts
Guiding Indian families toward smarter protection.
For over two decades, PolicyFacts has helped families and businesses across India choose the right insurance with transparent, unbiased guidance. We compare policies from top insurers so you get clarity, coverage and confidence — all in one place.
- IRDAI-certified advisors with pan-India presence
- Transparent guidance — no hidden charges, ever
- Dedicated claim support that fights for you
- Lifetime relationship, not a one-time sale
Why PolicyFacts
Eight quiet promises we've kept for two decades.
Transparent guidance
Clear, unbiased comparisons. No commissions steering the advice.
Trusted advisors
IRDAI-certified specialists with decades of collective expertise.
Fast support
Response within minutes. Always a human — never a bot.
Claims assistance
End-to-end paperwork and follow-up until your claim is settled.
Simple documentation
Digital onboarding, e-KYC and a dedicated policy vault.
12+ insurers
Compare top Indian insurers side-by-side in a single dashboard.
Secure by design
Bank-grade encryption and strict data-privacy controls.
Best-fit picks
Recommendations based on your family, not on quarterly targets.
By the numbers
Two decades measured in promises kept.
How it works
Six calm steps. A lifetime of cover.
Select service
Tell us what you need — life, health, motor or home cover.
Submit details
A short, secure form takes under 90 seconds to complete.
Talk to an advisor
An IRDAI-certified specialist calls you at your preferred time.
Compare policies
See side-by-side quotes from India's top 12 insurers.
Documentation
Digital KYC, e-signature and a policy vault — no paperwork.
Lifetime support
Renewals, claims and advice — one call, for as long as you need.
Testimonials
Two lakh families. One quiet promise.
“PolicyFacts helped us pick a term plan that finally made sense. No jargon, no pressure — just clear numbers, then a follow-up call a year later to check in.”
Rohan Mehta
Product Manager, Bengaluru
Answers, without
the fine print.
Everything you were quietly wondering — clarified in plain language by real IRDAI-certified advisors.
We're IRDAI-certified advisors with no product bias. We compare policies from 12+ insurers and recommend what fits your life — not what pays us the highest commission.
Still have questions?
Talk to an IRDAI-certified advisor. No scripts, no upsell — just clarity.
Talk to us
A short conversation. Clearer decisions.
Tell us a little about yourself and an advisor will get back to you at your preferred time — usually within a few hours.
Average response
Under 2 hours
Ready when you are
Not sure which policy is right for you?
Book a 15-minute call with a certified advisor. No sales pitch — just a clear plan and honest numbers, in plain English.